How Does Past Life Karma Effect You NOW?

Karma does: if you were born with physical/mental defects.
Karma does: if you were born with natural skills/talents.
Karma does: if you were born into a difficult family.

Karma does: if you married into an abusive relationship.
Karma does: if you have problematic children/relatives.

Karma does: if you agreed to a series of horrible jobs.
Karma does: if you have health issues due to illness/injury.
Karma does: if you have had any financial misfortune.